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 | Accidental Death & Dismemberment (AD&D)
The Accidental Death & Dismemberment (AD&D) benefit provides valuable protection to plan members at a low cost. AD&D provides financial assistance in the event that a plan member incurs a loss, or loss of use of: life, limb, sight, hearing, and/or speech due to an accidental injury.
Unique features of Manulife Financial's AD&D product line include:- competitive rates;
- comprehensive policy provisions;
- easy to read, customized policy format; and
- personalized service by experienced representatives.
Enhanced AD&D Coverage | |
 | Plan sponsors may choose to provide their plan members with the opportunity to enhance their AD&D coverage. Manulife Financial offers a wide range of enhanced AD&D products which provide additional: |  |
| | - financial security in the event of death, loss or injury as a result of an accident;
- coverage on a short-term or annual basis;
- world-wide protection during business or pleasure travel; and
- family protection for dependents.
Manulife Financial's wide range of AD&D products assume the risk while plan sponsors are assured the most comprehensive coverage for plan members at highly competitive rates and with personalized attention. Whatever the risk, Manulife Financial has the right AD&D coverage for our plan sponsors' benefit plans.
Now available! Introducing the Manulife Bank Safe Access Account
Claimants of Group Benefits Life and Accidental Death and Dismemberment insurance policies may now be provided with a Manulife Bank Safe Access Account.
What is it?
In the past, insurance benefits have been paid out by cheque to claimants. With the Safe Access Account, proceeds are deposited into a Manulife Bank high-interest earning chequing account, on behalf of and with the informed consent of eligible claimants.
What are the benefits?- a high-interest chequing account where interest is calculated on the closing daily balance, starting from the first day the claim proceeds are deposited
- immediate access to funds
- unlimited free cheque writing with no monthly service charges
- access to internet banking and
most importantly... time to think knowing that claim proceeds are safe and earning an attractive rate of interest.
For more information about the Safe Access Account, please contact your local Manulife Financial Group Benefits representative or the appropriate Group Benefits Life Claims Office:
Halifax: (902) 453-4300 or 1-866-447-4517
Montreal: (514) 288-6268 or 1-866-236-6313
To learn more about the Manulife Bank and the Safe Access Account, click here.
To review the Manulife Bank operating agreement for the Safe Access Account, click here.
Contact a local Manulife Financial representative or your benefits consultant for more information.
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